Registered
I have had my Schwab Roth IRA account for over 8 years. I wanted advice on if the Schwab performance checkup for how close you are to the chosen portfolio is something I should be following. I am 36 years old.
My portfolio is following Schwab’s Target Asset Allocation: Total Return Aggressive with Munis. I am invested in a total of 14 funds ( AVDV, DBA, OILK, OUSM, REET, SCHB, SCHH, SCMB, SNPE, SPEM, SWTSX, VSGX, VTI, VXUS, Cash) Gain/Loss +$475.26 10.73%. I feel like I have a lot of funds and a lot of cash ($316.40) just sitting there but I believe that’s what being diverse means in investments (you don’t want all your funds in one basket).
I know you all are experienced and I need advice if I should trim down the number of funds or if you all (who are at Schwab) follow there performance guides for what funds to invest in.
submitted by /u/FitPay344
[link] [comments]
Continue reading...
My portfolio is following Schwab’s Target Asset Allocation: Total Return Aggressive with Munis. I am invested in a total of 14 funds ( AVDV, DBA, OILK, OUSM, REET, SCHB, SCHH, SCMB, SNPE, SPEM, SWTSX, VSGX, VTI, VXUS, Cash) Gain/Loss +$475.26 10.73%. I feel like I have a lot of funds and a lot of cash ($316.40) just sitting there but I believe that’s what being diverse means in investments (you don’t want all your funds in one basket).
I know you all are experienced and I need advice if I should trim down the number of funds or if you all (who are at Schwab) follow there performance guides for what funds to invest in.
submitted by /u/FitPay344
[link] [comments]
Continue reading...
