HYSA (5% APY) Vs. Brokerage Acct (FXAIX)

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Which one is better for 10-15 yr savings if I am planning on buying a house with a big down payment in approx 10 yrs from now? Should I let my money accumulate in a HYSA or a brokerage acct? I see that with a HYSA I would only get 5% APY but with a FXAIX I’d get closer to 10%. Also, for my Roth IRA I’m already investing in FXAIX, should I still use my brokerage acct to fund FXAIX if I’m already funding it with my Roth? And if not, do you have any other suggestions? Statistically, I see that FXAIX is pretty much the best option when it comes to S&P500.

submitted by /u/BoredComedian6136
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